Law Office of Michael Salanick

A law firm providing accurate legal counsel and detailed advice that integrates the law, stakeholder leverage, and commercial reality.

The Law Office of Michael Salanick is a trusted California bankruptcy law firm, providing practical bankruptcy solutions, including Chapter 7, Chapter 11, and Chapter 13 options. We also offer restructuring, creditor-rights, and debt-relief counsel tailored for individuals, families, businesses, owners, and stakeholders throughout California.  Our client representations are proactive, focusing on strategic bankruptcy actions, creditor-rights, financial-distress counsel, and a range of issues affecting individuals, businesses, lenders, fiduciaries, and nonprofit organizations across the state.

Focused counsel for debt, distress, disputes, and difficult decisions.

Financial distress, related events, and downturns seldom arrive one issue at a time.  A client may confront lender pressure, foreclosure risk—where a skilled foreclosure attorney can provide critical assistance—creditor claims, business liabilities, tax exposure, personal guarantees, lease obligations, disputed collateral, pending litigation, or a mix of these challenges.

The Law Office of Michael Salanick assists clients in assessing full-spectrum solutions for debt relief.  Depending on the circumstances, the right approach might involve bankruptcy protection, whether Chapter 7, Chapter 11, or Chapter 13, as well as negotiated workouts, debt restructuring, litigation, claims resolution, loan modifications, settlements, a business wind-down, or another carefully structured strategy.

The law firm’s work is grounded in practical legal analysis, direct communication, and thoughtful preparation, with a clear understanding that legal strategy must account for financial realities.  Our goal is not merely to identify a legal remedy but to help clients make informed decisions, preserve available options, manage risk, and move forward with a workable plan.

High impact legal counsel fostering clear, consistent communication with clients as an essential factor to achieving successful outcomes.   

For two decades, Attorney Michael Salanick has represented debtors, creditors, business owners, guarantors, fiduciaries, and other stakeholders in bankruptcy and financial-distress matters.  Representation may begin before a bankruptcy filing, during an active case, in connection with litigation or creditor negotiations, or after discharge when a client’s rights require protection or enforcement.

For individuals and families, the law firm assists with Chapter 7 and Chapter 13 strategy, foreclosure-related issues, secured and unsecured debt, exemption analysis, creditor pressure, claims issues, discharge questions, and realistic planning for the future.

For business owners and closely held companies, the Law Office of Michael Salanick evaluates Chapter 11 restructuring alternatives, lender obligations, personal guarantees, ownership and insider issues, lease liabilities, claims priority, business-continuity concerns, and orderly wind-down options.

For creditors and lienholders, the law firm addresses proofs of claim, secured claims, collateral, lien priority, stay relief, plan treatment, dischargeability, claims objections, and litigation strategy designed to protect or enforce the client’s position.

Bankruptcy Strategy

Chapter 7, Chapter 11, and Chapter 13 strategy for debtors, creditors, owners, guarantors, and stakeholders. The Law Office of Michael Salanick evaluates whether bankruptcy is appropriate, identifies alternatives, and helps clients understand the timing, costs, rights, and consequences of each path.

Restructuring and Wind-Down

Pre-petition assessment, business restructuring, liquidation analysis, ownership exposure, guarantor risk, asset disposition, and controlled wind-down strategy for closely held businesses and operating entities.

Creditor Rights

Proofs of claim, secured claims, collateral, lien priority, plan treatment, stay relief, dischargeability, claims objections, and enforcement strategy for creditors, lienholders, and stakeholders.

Contested Matters and Litigation

Bankruptcy litigation and contested matters involving claims, collateral, dischargeability, exemptions, valuation, lien issues, automatic-stay issues, plan confirmation, and related disputes.

Workouts and Settlements

Loan modifications, forbearance, negotiated debt resolutions, claim reductions, settlement structures, deed-in-lieu arrangements, foreclosure-related negotiations, and structured payment solutions with a dedicated foreclosure attorney.

Commercial Lease Issues

Lease-liability analysis, commercial landlord-tenant workout strategy, assumption or rejection issues under 11 U.S.C. § 365, and planning for occupancy, closure, asset preservation, or business transition.